Thursday, 3 September 2015

In most of the exam one question is asking from State Symbol of Animal, Bird, Tree and Flower Names. So we have provided you State Symbol of Animal, Bird, Tree and Flower Names List for upcoming exams like – RRB, IBPS, SSC, FCI and many more upcoming exams.

Name
Animal
Bird
Tree
Flower

  1. Where is the Head Quarter of The Fédération Internationale de Football Association (FIFA)________
    A. Singapore
    B. Zurich, Switzerland
    C. Dubai, UAE
    D. Rome, Italy
    E. None of these
    Answer
    B. Zurich, Switzerland
  2. What is the capital of Meghalaya________
    A. Imphal
    B. Shillong
    C. Aizawl
    D. Kohima
    E. None of these
    Answer
    B. Shillong
  3. world sparrow day/happiness day is celebrated on_________
    A. 20 March
    B. 21 March
    C. 22 March
    D. 23 March
    E. None of these
    Answer
    A. 20 March
  4. Bihari Puraskar is given for excellence in the field of__________
    A. Literature
    B. Science & Technology
    C. medicine
    D. Physics
    E. None of these
    Answer
    A. Literature
    Bihari Puraskar is a literary award instituted by K. K. Birla Foundation.
  5. “Luanda” is the capital city of which country__________
    A. Angola
    B. Andorra
    C. Argentina
    D. Armenia
    E. None of these
    Answer
    A. Angola
  6. which country will be host 2016 world twenty20_________
    A. Australia
    B. India
    C. Sri-lanka
    D. Bangladesh
    E. None of these
    Answer
    B. India
    The 2016 ICC World Twenty20 will be the sixth ICC World Twenty20 tournament and is scheduled to be held in India from 11 March to 3 April.
  7. Headquarter of united bank of India_________
    A. New-delhi
    B. Kolkata
    C. Mumbai
    D. Chenni
    E. None of these
    Answer
    B. Kolkata
  8. Which of the following is the folk dance of Punjab__________
    A. Changu
    B. Bhangra
    C. Dhumil
    D. Garba
    E. None of these
    Answer
    B. Bhangra
  9. Gorakhpur Atomic Power Station located at__________
    A. Fatehabad Haryana
    B. Ratnagiri Maharashtra
    C. Kakrapar Surat Gujarat
    D. Narora Bulandshahr Uttar Pradesh
    E. None of these
    Answer
    A. Fatehabad haryana
  10. Idukki arch Dam is located on which river__________
    A. Narmada
    B. Koyna
    C. Bhagirathi
    D. Periyar
    E. None of these
    Answer
    D. Periyar

Wednesday, 2 September 2015




India has a diverse range of forests: from the rainforest of Kerala in the south to the alpine pastures of Ladakh in the north, from the deserts of Rajasthan in the west to the evergreen forests in the north-east. Climate, soil type, topography, and elevation are the main factors that determine the type of forest. Forests are classified according to their nature and composition, the type of climate in which they thrive, and its relationship with the surrounding environment.
Forest Types in India:
a) Coniferous Forests grow in the Himalayan mountain region, where the temperatures are low. These forests have tall stately trees with needlelike leaves and downward sloping branches so that the snow can slip off the branches. They have cones instead of seeds and are called Gymnosperms.
b) Broadleaved Forests have several types, such as evergreen forests, deciduous forests, thorn forests, and mangrove forests. Broadleaved forests have large leaves of various shapes.
c) Evergreen Forests grow in the high rainfall areas of the Western Ghats, North Eastern India and the Andaman and Nicobar Islands. These forests grow in areas where the monsoon lasts for several months. The trees overlap with each other to form a continuous canopy. Thus very little light penetrates down to the forest floor. Only a few shade loving plants can grow in the ground layer in areas where some light filters down from the closed canopy. The forest is rich in orchids and ferns. The barks of the trees are covered in moss. The forest abounds in animal life and is most rich in insect life.
d) Wet Evergreen
Wet evergreen forests are found in the south along the Western Ghats and the Nicobar and Andaman Islands and all along the north-eastern region. It is characterized by tall, straight evergreen trees that have a buttressed trunk or root on three sides like a tripod that helps to keep a tree upright during a storm. These trees often rise to a great height before they open out like a cauliflower. The more common trees that are found here are the jackfruit, betel nut palm, Jamun, Mango, and Hollock. The trees in this forest form a tier pattern: shrubs cover the layer closer to the ground, followed by the short structured trees and then the tall variety. Beautiful fern of various colours and different varieties of orchids grow on the trunks of the trees.
e) Semi-Evergreen
Semi-evergreen forests are found in the Western Ghats, Andaman and Nicobar Islands, and the Eastern Himalayas. Such forests have a mixture of the wet evergreen trees and the moist deciduous trees. The forest is dense and is filled with a large variety of trees of both types.
f)  Deciduous Forests are found in regions with a moderate amount of seasonal rainfall that lasts for only a few months. Most of the forests in which Teak trees grow are of this type. The deciduous trees shed their leaves during the winter and hot summer months. In March or April they regain their fresh leaves just before the monsoon, when they grow vigorously in response to the rains. Thus there are periods of leaf fall and canopy re-growth. The forest frequently has thick undergrowth as light can penetrate easily onto the forest floor.
g) Thorn Forests are found in the semi- arid regions of India. The trees, which are sparsely distributed, are surrounded by open grassy areas. Thorny plants are called Xerophytic species and are able to conserve water. Some of these trees have small leaves, while other species have thick, waxy leaves to reduce water losses during transpiration. Thorn forest trees have long or fibrous roots to reach water at great depths. Many of these plants have thorns, which reduce water loss and protect them from herbivores.
h) Mangrove Forests grow along the coast especially in the river deltas. These plants are able to grow in a mix of saline and fresh water. They grow luxuriantly in muddy areas covered with silt that the rivers have brought down. The mangrove trees have breathing roots that emerge from the mud banks.
Forest Cover of India (As per MoEF Report – 2013)

Tuesday, 1 September 2015

Today we are providing you a brief on Banks Board Bureau which is recently announced by our Finance Minister, for the PSBs. This can be asked in the General Awareness section. We hope that you will like this post.
Taking the first step towards a holding company structure for public sector banks (PSBs), the government announced the setting up of a Banks’ Board Bureau (BBB), where each bank would be monitored on the basis of  "key performance indicators".

The Banks Board Bureau will recommend appointment of directors in public sector banks (PSBs) and advice on ways of raising funds and dealing with issues of stressed assets.
The financial services secretary Hasmukh Adhia said that the political interference in the functioning of banks must cease. The BBB would replace the existing appointments board for PSBs. He also said that BBB will also be a link between the government and banks and will be engaged with banks to evolve strategies for them.
The bureau will be a six-member board comprising three from the private sector and three government nominees, while the chairman "will be a distinguished banker or regulator".
Banks have a requirement for Rs.180,000 crore over the next four years to meet their capital requirements. Of this, the government will provide Rs.70,000 crore. They have to raise Rs.1.1 lakh crore from the market. The BBB will advise the banks on ways of raising fund.  Also the government plans to provide Rs.25,000 crore capital each in the current and next fiscal year, while Rs.20,000 crore would be provided during 2017-18 and 2018-19.
Facts about Bank Board Bureau 
1) Bank Board Bureau (BBB) will start the functioning from next financial year i.e. from 1st April 2015 and the selection of its member will start in the next six months. 
2) It will replace existing system Appointments Board in which appointments for top level jobs at PSBs are made by an appointments committee led by the Reserve Bank of India (RBI) Governor. 
3) Composition: The BBB will be a body of ’eminent’ professionals and shall consist of only one government official. It will be six members body with at least 3 former bankers, 2 professionals and secretary, department of financial services representing government. 
4) Functions: Give recommendations for appointment of full-time Directors as well as non-Executive Chairman of PSBs. 
5) Give advice to PSBs in developing differentiated strategies for raising funds through innovative financial methods and instruments and to deal with issues of stressed assets. 
6) Guide banks on mergers and consolidations.